Accredo Empowers Experienced Leaders with Secured Business Lending

Opportunities and challenges arise at every stage of a limited company's journey. For many UK based companies, access to secured lending can be the catalyst for significant growth and stability.

At Accredo we recognise the value and leadership that experienced directors and owners can bring to their businesses. However, when that business is considering scaling, debt consolidation or any other activity that requires funding, mainstream lenders often have fixed underwriting guidelines relating to age. Our lending decisions are made by people, not computers so we see the bigger picture and offer secured facilities with no upper age limit for company directors.

This ensures a considered approach to your clients’ lending needs, which can help their businesses continue to thrive under seasoned guidance.

The Value of Experience

Statistics reveal that over 10% of company directors in the UK are aged 67 or older, underscoring the critical role that older leaders play in driving business success. These directors bring a wealth of experience, strategic insight and stability, which can all support limited companies going through periods of change.

By always considering applications for secured loans with no upper age limit, Accredo aims to empower experienced leaders to access the financial resources they need to seize new opportunities, invest in growth and overcome challenges.

Flexible and Accessible Lending Solutions

Our secured loans are designed to meet the diverse needs of businesses, regardless of the age of their directors. Here are some key features that make our lending solutions stand out:

Tailored Repayment Options: We offer a variety of repayment schedules to align with the cash flow of your client’s business model. This might be fixed, seasonal or deferred payments or interest-only options. Our flexible terms ensure that loan repayments are manageable and supportive of business goals.

Loan Limits: In response to growing business demands we have increased our maximum loan offering to £1,500,000. This substantial funding capacity enables businesses to undertake significant projects, from expansions and acquisitions to debt consolidation and new-start ventures.

Ease of Use: Our application process is straightforward and user-friendly. We ask for no more than a page of initial information, allowing our team of underwriters to provide options, usually within one working hour. This efficiency ensures that you and your clients can discuss the viable funding options that they need without unnecessary delays.

Supporting All Business Leaders

Research indicates that around 11% of the working population in the UK is aged 60 years or older and 4.3% is aged 65 or older. These statistics highlight the significant presence of older individuals in the workforce, many of whom are key decision-makers in their companies. By considering secured loan solutions to all limited company directors, we ensure that these experienced leaders have the financial support they need to continue driving their businesses forward.

We are committed to fostering an inclusive and supportive business environment. Our approach to underwriting reflects our belief in the value of experience and leadership. With flexible lending solutions, a user-friendly application process and innovative tools, we provide the resources you need to support your clients.

For more information or to begin the application process, visit our digital portal today. Let us help you unlock the full potential of your client’s business with tailored, accessible secured lending solutions.

Source: https://twmsolicitors.com/should-business-owners-put-in-place-a-lasting-power-of-attorney/