Difficult credits come in many forms

At Accredo, we don't just see numbers; we see the unique story behind each business and look beyond mainstream lending criteria to find innovative solutions when traditional lenders say no.   90% of our borrowers have been rejected by other lenders so considering a secured loan from Accredo right from the start could save your clients time in the long run.

Every proposal is reviewed and underwritten by an experienced Accredo team member and, with no credit scoring or computer-generated decisions, each one has the maximum chance of resulting in a successful and acceptable offer.

We firmly believe in helping every businesses reach their full potential and challenges we regularly overcome are:

• Previous liquidations

• Currently loss making businesses

• Negative net worths

• Director CCJs and Director CVAs

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•  Unmanageable short-term loans

Many of the applications we see are to refinance short-term expensive debt over a longer term to reduce the overall interest rate and monthly cost.

• No trading history

We understand funding new businesses and accept the difficulties that come with starting up, such as no track record, high early operating costs, no financials and no established customer base.

So why use Accredo?

Our vast in-house experience and entrepreneurial mentality means we get under the skin of each application to truly understand the requirement and provide your clients with the most suitable product for their needs.  

Our key USPs are flexibility and speed. With over 24 years experience in secured lending, we know a 'one-size-fits-all' approach to repayment plans often doesn't suit. That's why our solutions are specifically aligned with your client's needs, offering them the flexibility and convenience they want. Crucially we give brokers that extra option when regular avenues are closed to their clients.